Students Credit Card Scheme

‘Students Credit Card’ Scheme: Empowering Students for a Brighter Future in the Education Sector

Are you a student residing in West Bengal with dreams of pursuing higher education? Your aspirations for academic excellence can now be fulfilled with the recently launched ‘Students Credit Card’ Scheme by the Higher Education Department, Government of West Bengal. This innovative initiative aims to provide financial support to students pursuing various educational courses and competitive examinations, ensuring that no financial constraints hinder their path to success.

Benefits of the Scheme: Under the ‘Students Credit Card’ Scheme, eligible students can avail an educational loan of up to Rs. Ten (10) Lakh at a nominal simple interest. The scheme is open to students enrolled in Class X, Higher Secondary, Undergraduate, Post-Graduate, Professional, Doctoral & Post-Doctoral, as well as Diploma courses in any recognized National or International School/Madrasah/College/University/Higher Educational Institution. Furthermore, students preparing for competitive examinations like IAS, IPS, WBCS, and others can also apply for this loan to cover their course fees, hostel expenses, and other educational costs.

Eligibility and Application: To be eligible for this scheme, the applicant must be a resident of West Bengal and fall within the maximum age limit of forty (40) years. Students can apply for the loan at any time during the tenure of their course, and the repayment period is set at fifteen (15) years for all loans availed under this scheme.

How to Apply: Applying for the ‘Students Credit Card’ Scheme is a straightforward process. Students can visit the official website of West Bengal Government at www.wb.gov.in or https://banglaruchchashiksha.wb.gov.in and click on the “STUDENT CREDIT CARD” tab to apply. Alternatively, they can also visit https://wbscc.wb.gov.in for the online application.

List of Documents Required: To complete the application process, students need to provide a list of necessary documents, including:

• Colour photograph of the applicant
• Colour photograph of the co-applicant/co-borrower (parents/legal guardian)
• Applicant’s mobile number and e-mail ID
• Signature of the applicant and co-borrower/co-applicant
• Student’s Aadhaar Card
• Applicant’s PAN Card or an undertaking in the prescribed format if no PAN Card is available
• Co-Borrower’s Address Proof and mobile number
• Guardian/co-borrower’s PAN card or an undertaking in the prescribed format, if no PAN Card is available
• Admission Receipt
• Prospectus/Certificate from the competent authority of the institution, mentioning charges like Admission Fee, Examination Fee, Hostel Charges, etc.
• Age Proof of applicant (PAN/Aadhaar/Class 10 Board Admit Card/Driving Licence)
• Last Qualifying Exam Certificate/Marksheet of the applicant
• Bank details of the applicant and co-borrower: first page of bank passbook containing bank name & branch, account number, IFSC, etc.
• ITR of the last 2 years of the co-borrower (Non-Mandatory)
• Asset and Liability document of the co-borrower (Non-Mandatory)

Assistance and Queries: For any assistance or queries related to the ‘Students Credit Card’ Scheme, students can reach out to the toll-free number 18001028014 or send an email to (i) support-wbscc@bangla.gov.in or (ii) contactwbscc@gmail.com. The ‘Students Credit Card’ Scheme is an incredible opportunity for students in West Bengal to overcome financial barriers and pursue their academic dreams without worry. With easy application procedures and a wide range of benefits, this scheme promises to pave the way for a brighter and more prosperous future in the education sector. So, don’t miss this chance to unlock your potential and shape your academic journey with the support of the Government of West Bengal. Apply today and embark on your path to success!

For more information and updates on educational schemes and opportunities, visit our website www.educenters.in.

Note: The information provided in this post is based on the details available up to September 2021. Please refer to the official website of the West Bengal Government for the most recent and accurate information about the ‘Students Credit Card’ Scheme.